1. Acceptance of Terms

Welcome to AC Financial's website. By accessing or using our website, you agree to comply with and be bound by the following Terms of Use. If you do not agree with any part of these terms, please do not use our website.

2. Privacy Policy

Your use of the AC Financial website is governed by our Privacy Policy, designed to comply with the Personal Information Protection and Electronic Documents Act (PIPEDA). Please review this policy to understand our practices regarding the collection, use, and disclosure of your personal information.

3. Intellectual Property

All content on the AC Financial website, including text, graphics, logos, images, audio clips, and software, is the property of AC Financial and is protected by Canadian intellectual property laws. You may not reproduce, modify, distribute, or republish any content without our prior written consent.

4. User Conduct

You agree to use the AC Financial website for lawful purposes only, in a manner consistent with all applicable Canadian laws and regulations, including federal and provincial financial regulations. Any conduct that restricts or inhibits others from using or enjoying the website is strictly prohibited.

5. Disclaimer of Warranties

The content on the AC Financial website is provided "as is" without warranties of any kind, either express or implied. AC Financial does not warrant that the website will be uninterrupted or error-free. The information on our website is for general informational purposes and should not be considered financial advice.

6. Limitation of Liability

AC Financial, its directors, officers, employees, or agents shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use the website or for the cost of procurement of substitute services.

7. External Links

The AC Financial website may contain links to external websites. These links are provided for your convenience, and AC Financial does not endorse or assume responsibility for the content or practices of these linked sites.

8. Modification of Terms

AC Financial reserves the right to modify or amend these Terms of Use at any time without prior notice. Your continued use of the website following any changes constitutes acceptance of those changes.

9. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. You consent to the exclusive jurisdiction and venue of the courts in Ontario.

10. Contact Information

If you have any questions or concerns regarding these Terms of Use, please please contact us.